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All about ISAs

ISAs are a very popular way to invest because you do not pay any tax on your investment's income or gains. Key things to know about ISAs are:

  • Tax benefits There is no tax to pay on income and gains
  • Putting money in The total ISA allowance for this tax year is £{{currentIsaAllowance}}. If you have already put money in a cash ISA this year then this counts towards this limit.
  • Getting money out The money can be withdrawn at any time, although ISAs are generally used for longer-term investment (more than 5 years).
  • Risk and return If you choose to hold your money in cash, there is no risk to your capital. However, if you choose to invest, your investment value can go down as well as up and you might get back less than you put in. Our risk/return explorer can help work out if investing is for you.
  • Minimum investment The minimum investment is £{{minimumLumpSum}} or £{{minimumDirectDebitPerMonth}} per month.


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