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Lifetime ISA vs Help to Buy ISA

Check out our handy side-by-side comparison:

  • Lifetime ISA Help to Buy ISA
  • Who is eligible? Anyone between 18-39 First time buyer 16+
  • Annual allowance £4,000 (£3,400 in first year)
  • Maximum property price £450,000 £250,000 (£450,000 in London)
  • Government bonus Paid monthly Paid when you buy a home
  • When is money paid out? Exchange of contracts Completion

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    Authorised and regulated by the Financial Conduct Authority with Firm Reference Number 602533. We provide high quality impartial information but not advice, so it is important that you understand the risks of investing. The value of investments can go down as well as up which means you may get back less than you put in.